The exchange is a government-run marketplace of health insurance plans. An “off-exchange plan” means you purchasing health insurance through a private company and not applying for subsidy. Both On and Off Exchange health plans in the individual and small group markets must satisfy Essential Health Benefits coverage requirements
Our licensed professional agents can help you choose the best plan on or off the exchange to fit your health needs. We will review the different companies’ benefits, provider networks, and costs, to find out what is best for you.