Business Insurance

  • Do you wish to make, or do circumstances require any changes to your current liability limits or coverage amounts?
  • Have you made any improvements or renovations to your buildings or added any structures since you last reviewed the coverage amounts on your policy?
  • Does your building/premises have:
  • Have you added, changed, or deleted any security systems, safes, or sprinkler system?
  • Any changes or additional equipment, signs, computer equipment, tools purchased?
  • Has there been any change in your business; such as:
  • Are you regularly in possession of other people’s property? (i.e., for repair or maintenance)
  • Do you or any employee carry company money off site?
  • Are all owned or leased vehicles listed on your policy?
  • Do you work, maintain or operate a business, or keep samples for your business at any other location not listed on your policy?
  • Would you like information on wind mitigation credits?
  • Your property coverage may not provide coverage for ordinance or law. Do you want a quote for this very valuable coverage?
  • If you do not have a workers’ compensation policy, would you like a quote?
  • Would you be interested in a quote for Employment Practices Liability Insurance? (Wrongful Termination, Discrimination, Sexual Harassment, etc.)
  • Have there been any changes in:
  • Do you own any additional property, vacant land, or rent or sublet any portion of your building to others?
  • Does your office have any recreational facilities?
  • Do you obtain certificates of insurance from all subcontractors?
  • Your business policy DOES NOT provide flood insurance. Would you be interested in a flood insurance cost quotation?
  • Would you be interested in a quotation for Life, Retirement, Group Health or Disability insurance?
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